Haven1 x CREDI: Fixed-Income DeFi Backed by the Real Economy

In an era where market volatility continues to erode trust in traditional investments, CREDI offers an alternative: a secure, yield-generating platform that bridges DeFi and TradFi by funding small and medium-sized enterprises (SMEs) with real economic impact.

What is CREDI?

CREDI is building a robust framework for tokenized fixed-income investments delivering stable returns via portfolios of high-quality, Private Credit assets such as invoice finance, investment-grade receivables finance deals and other asset-backed credit instruments.

With deep experience in traditional finance and regulatory structuring (CREDI’s founders previously arranged over $1.7B in TradFi deployments through Monetalis and MakerDAO initiatives), CREDI is designed from the ground up to serve institutional and treasury-focused users seeking:

• 💼 Capital preservation
• 📊 Sustainable, double-digit yields
• 🔒 Transparent, legally sound structures
• 💱 Real-world economic alignment
  
  

Their approach includes:

• Structured portfolios blending private credit, invoice financing, and CLOs
• On-chain staking programs with annual returns from 12% to 18%
• Multi-layered protection, including first and second loss reserves and receivables-backed lending
• Short-duration assets with efficient liquidity (e.g., invoice finance WAL ≈ 45 days)
• OTC Secondary market to enhance liquidity requirements
  
  

Why Haven1 + CREDI Makes Sense

At Haven1, our mission has always been clear: build secure, REKT-resistant DeFi that’s as transparent and usable as the internet itself. That means partnering with builders who bring real value, not hype, to the space.

Through this collaboration, we’re:

✅ Activating productive on-chain yield with CREDI’s structured credit products to unlock stable return opportunities for hEarn and yield vaults on Haven1.

✅ With the help of CREDI’s legal and custodial infrastructure that meets the standards of professional investors and treasuries thus bringing battle tested infrastructure to Haven1.

✅ deepening our commitment to making DeFi relevant to the real world, not just speculative finance and expanding Haven1’s RWA footprint. 

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A More Relevant DeFi for Today’s World

The funding gap for SMEs in the UK alone is estimated at £22 billion, while pension funds and long-term equity products continue to disappoint. CREDI addresses both problems fueling small business growth while offering transparent, short-to-mid-term fixed income opportunities to DeFi participants.

It’s this kind of mission-aligned, yield-generating, and capital-preserving innovation that sets the tone for Haven1’s evolving hApp Store and protocol stack.

What’s Next?

We’re working closely with the CREDI team to integrate their staking and fixed-income offerings into the Haven1 ecosystem starting with token access and yield vaults, and extending into real-world lending dashboards, reporting tools, and more.

Stay tuned as we help bring DeFi back to basics: transparent value, productive capital, and meaningful outcomes.

🔗 Explore CREDI: https://www.credilabs.io
📣 Follow Haven1 for integration news, staking updates, and RWA product launches.